Account Access Applications Business Resources
Your Credit Union Menu
Membership Menu
Convenience Services Menu
Loans and Visa Menu
Savings and Checking Menu
Investments Menu
Rates and Fees Menu
Home Equity – HELOCs and Mini Mortgages


It’s on the house! Let our Loan Service Representatives show you how to put the equity in your home to work for you.

A Meridian Trust Home Equity loan lets you borrow up to 80% of the value of your home. Use the funds for just about anything, including home improvements, vacations, college expenses, debt consolidation, or even buying a vehicle.

With a Home Equity Line-of-Credit or a Mini Mortgage, you’ll enjoy low closing costs, a hassle-free process, and no pre-payment penalties – a simple solution to financing your dreams.


Mini-Mortgages and Second Mortgages
These are fixed-rate loans that give you the security of knowing exactly what your monthly payment will be. Mini-Mortgages offer the added benefit of low documentation fees.

Home Equity Line-of-Credit (HELOC)
You’ll enjoy the advantages of a variable-rate credit line that offers flexibility for financing large or small projects where you don’t need all the funds at once. And accessing your HELOC is hassle-free with a Meridian Trust Visa card.

For more information contact a Loan Service Representative.
Apply for a Home Equity loan online.
View a complete list of our loan rates and terms.




Back to Top


Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, A U.S. Government Agency
If you use links provided on this website to other Internet sites and services, you acknowledge that Meridian Trust Federal Credit Union does not endorse those sites or services and will not be responsible or liable for their content or any loss occasioned by any such content. Other Internet sites or services may have privacy policies or security that differs from the privacy policy or security of Meridian Trust Federal Credit Union.